{"id":42,"date":"2009-02-03T17:10:39","date_gmt":"2009-02-04T01:10:39","guid":{"rendered":"http:\/\/www.aikapa.com\/Financial_Bites\/?p=42"},"modified":"2017-09-27T15:32:11","modified_gmt":"2017-09-27T22:32:11","slug":"love-money","status":"publish","type":"post","link":"https:\/\/www.aikapa.com\/Financial_Bites\/?p=42","title":{"rendered":"Love &#038; Money"},"content":{"rendered":"<p>When I am asked what is the secret for a strong happy marriage. I always answer that for more than 20 years I have found that sharing values, respect and trust are often key ingredients. Over time a willingness to plan and share our lives has deepen our relationship.<\/p>\n<p>Serious relationships should include open and honest discussions about credit, debt, income, retirement, savings along with a serious conversation about family &amp; career plans. They should also include a healthy participation by both in family finances. Since there is NO BLISS IN NOT KNOWING I would encourage you to begin these conversations by reviewing each other&#8217;s credit reports. Begin healthy financial communications before you solidify your social contract with each other.<\/p>\n<p>You can obtain each agency&#8217;s credit report<br \/>\n<a href=\"http:\/\/www.equifax.com\/\">www.equifax.com<\/a><br \/>\n<a href=\"http:\/\/www.transunion.com\/\">www.transunion.com<\/a>, and<br \/>\n<a href=\"http:\/\/www.experian.com\/\">www.experian.com<\/a><\/p>\n<p>Long before you say &#8220;I DO&#8221; ensure that you really do accept each others past, present and future behavior around money.<\/p>\n<p>Communication is critical in any relationship and failure to discuss finances is at the core of many failed relationships. It is a huge red flag if you are both ready to join your lives and yet are not able to discuss and plan for your lives together.<\/p>\n<p>If you need assistance consider a third party which may be covered by your benefit plan at work.<\/p>\n<p>Edi Alvarez, CFP<sup>\u00ae<br \/>\n<\/sup>BS, BEd, MS<\/p>\n<p><a href=\"http:\/\/www.aikapa.com\/\"><strong>www.aikapa.com<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When I am asked what is the secret for a strong happy marriage. I always answer that for more than 20 years I have found that sharing values, respect and trust are often key ingredients. Over time a willingness to &hellip; <a href=\"https:\/\/www.aikapa.com\/Financial_Bites\/?p=42\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[249],"class_list":["post-42","post","type-post","status-publish","format-standard","hentry","category-family-planning","tag-family-planning"],"_links":{"self":[{"href":"https:\/\/www.aikapa.com\/Financial_Bites\/index.php?rest_route=\/wp\/v2\/posts\/42","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.aikapa.com\/Financial_Bites\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.aikapa.com\/Financial_Bites\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.aikapa.com\/Financial_Bites\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.aikapa.com\/Financial_Bites\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=42"}],"version-history":[{"count":4,"href":"https:\/\/www.aikapa.com\/Financial_Bites\/index.php?rest_route=\/wp\/v2\/posts\/42\/revisions"}],"predecessor-version":[{"id":893,"href":"https:\/\/www.aikapa.com\/Financial_Bites\/index.php?rest_route=\/wp\/v2\/posts\/42\/revisions\/893"}],"wp:attachment":[{"href":"https:\/\/www.aikapa.com\/Financial_Bites\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=42"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.aikapa.com\/Financial_Bites\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=42"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.aikapa.com\/Financial_Bites\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=42"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}