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Our Firm |
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To be able to build a comprehensive plan we must be exposed to your sensitive financial situation, which is completely confidential. We liken our role to that of a doctor or lawyer and do not ever share or discuss your financial situation with anyone without your prior permission. Please see our privacy policy for more information. A complimentary initial consultation is provided over the phone or at one of our quarterly seminars in the Bay Area. Call us and together we can determine if we are the right fit to help you grow your financial wealth. The following 6-steps outline our planning process:
Cash Flow Planning Cash Flow planning is the process of examining and clarifying your goals and establishing how your finances are currently being used to meet these goals. Our goal is to help you build a clear infrastructure so that your cash flow can support your stated goals. Investment Planning Investment planning is the process of examining your goals, determining your risk (capacity and tolerance) and establishing how your current assets and future savings can be allocated to help you reach those goals. Investment planning considers your tolerance for risk, your time horizon, and your mix of taxable versus tax-deferred assets to arrive at a fully diversified portfolio. Life Risk Management - Insurance Planning Risk planning, also known as Insurance Planning, is the concept of using insurance to protect your assets in the case of a catastrophic loss. In planning for your insurance needs, you don't want too much insurance (over-insuring) or too little insurance (under-insuring). You want to make sure that the big risks to your financial well being, such as health, disability, damage to your home, are covered through insurance. Retirement - Financial Independence Planning Achieving financial independence is often a goal for our clients. This type of planning includes setting goals for your retirement date, projecting your living expenses, savings and income, and then implementing and monitoring your plan. Tax Planning Tax planning is the process of paying only the tax you are required to pay (tax avoidance). Tax planning also includes cash flow analysis, savings strategies, and the establishment of an emergency fund. Often for professionals this requires managing the timing of stock options, state tax payments, philanthropic interests and itemized deductions. Business Planning Business planning includes cash flow stream tracking and alignment, liquidity of investments and purchases, ongoing valuation, expense tracking, concentration or diversification risks, savings, readjusting cash flows, intellectual property, savings strategies, and establishment of alternatives to an exit plan. Often for firms this includes managing cash, valuation and exit strategies. (MORE ...) Estate Planning Estate planning focuses on protecting and preserving your assets. Components of estate planning include instructions to take effect in the event of your unexpected incapacity or death, specific bequests to family, friends, or charity, and minimization of estate and income taxes. Philanthropy Planning Philanthropy is a way for many of our clients to share their wealth and support their values. Components in philanthropy include donation of time, money and resources. We work with our clients to identify financially responsible ways in which they may want to contribute to their global community often also reducing your taxes. (MORE ...)
Workshops  Aikapa offers a variety of workshops for small groups or
businesses tailored to your specific needs or interests. As an independent
financial planning firm
our workshops are guaranteed to be product neutral and free of solicitation.
Popular workshop topics include, but are not limited to:
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© 2007-2011 AIKAPA |
completely understand their financial world
before we provide them with a plan, coaching, and advice. To do this, Aikapa
requires a comprehensive plan approach to ensure that you are aware of the
priorities and understand them in terms of your financial situation. We work
to make the process as easy and stress-free as possible.